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Unfortunately, we only cover South African citizens and permanent residents for the funeral benefit.
We care about the privacy, security and online safety of your personal information and we take responsibility to protect this information. We must collect and process some of your personal information to provide you with our products and services as required by insurance, tax and other legislation. We will share your personal information with other insurers, industry bodies, credit agencies and service providers. This includes information about your insurance, claims and premium payments. We do this to assess claims, prevent fraud and to conduct surveys. We may also share your personal information to trace you or your beneficiaries for any unclaimed benefits. You can check if unclaimed benefits are due to you by searching the central database on the Financial Sector Conduct Authority's website - www.fsca.co.za
- Edgars Club is administered by Crave Rewards on behalf of Retailability (Pty) Ltd.
- Joining via Edgars account:
- Members authorise RCS on behalf of Edgars Club to debit their account with the
agreed-upon amount.
- The initial membership fee will be debited to the following month’s Edgars
account.
- Membership fees will continue to be debited every month thereafter.
- To opt out before being debited, email customercare@edgarsclub.co.za before the
final day of the month in which the application was processed.
- Benefits may not be charged to an Edgars account.
- Joining via debit order:
- Members authorise Retailability on behalf of Edgars Club to debit their account
with the agreed-upon amount.
- Debits will reflect as EDGARSCLUB followed by the Edgars Club membership
number.
- The initial membership fee will be debited on the last working day of the month
of application unless the application date is on the last working day of that
month, in which case the account will be debited on the last working day of the
next month to the bank account as chosen by the Edgars Club member when
completing their e-mandate.
- If the collection date of the instruction falls on a non-processing day (weekend
or public holiday), the payment instruction will be debited on the business day
directly prior to or following the non-processing day.
- To opt out before being debited, email customercare@edgarsclub.co.za before the
final working day of the month in which the application was processed.
- Membership upgrades – provided a membership tier upgrade is requested before close
of business on the last working day of the month, the upgrade will be effective from
the 1st of the following month, whereupon the membership fee will be adjusted to the
applicable, prevailing rate. Should the upgrade request be made after this time, it
will be effective from the month thereafter.
- Membership downgrades – provided a membership tier downgrade is requested before
close of business on the last working day of the month, the downgrade will be
effective from the 1st of the following month, whereupon the membership fee will be
adjusted to the applicable, prevailing rate. Should the downgrade request be made
after this time, it will be effective from the month thereafter. Downgrades may only
be requested once every 6 months.
- Resignation – to resign, Edgars Club must be contacted either telephonically or in
writing via email prior to the last working day of the month. The member will
receive a confirmation email or SMS in acknowledgment thereof. Cancellation will be
effective from the 1st of the month following the month that notice is given. By way
of example: - Member resigns on November 26 - cancellation will be effective from 1
December. Upon cancellation, the member will forfeit their right to all Edgars Club
benefits.
- In the event of an Edgars Club membership fee default, the member will forfeit their
right to their Edgars Club benefits until such time as the membership fee is
successfully collected. Members will be notified of their options before membership
is cancelled due to default.
- Members may not re-join Edgars Club for a period of 90 days subsequent to
cancellation. Acceptance of new applications will be at the discretion of Edgars
Club.
- Benefits will take up to 5 days to activate, unless otherwise specified. A welcome
SMS or email containing the Edgars Club membership number will be sent upon
activation.
- Benefits may be utilised by the main member only, unless otherwise specified.
Membership is not transferable. The main member minimum age is 18 years old.
- Benefit partners reserve the right to change or withdraw benefits and discounts at
any time. Members will have no claim against Edgars Club in this event.
- Edgars Club benefit partners reserve the right to refuse benefits and discounts if
membership is invalid.
- Edgars Club reserves the right to suspend or terminate a membership if there is any
misconduct or fraudulent use suspected. Edgars Club will not be liable for any
refunds whatsoever in the case of any suspension or termination.
- New benefit partners may be added to the Edgars Club programme, in which event
members will be advised via the website, email or SMS and social media.
- Membership fees will be adjusted annually. This adjustment is expected to be aligned
to the consumer price index.
- Active Edgars Club membership is required for the full period of subscription to any
benefit offers whereby a secondary membership subscription is required. These
secondary membership fees will revert to full price should Edgars Club membership be
deactivated for whatever reason.
- Edgars Club processes and terms & conditions may be amended from time-to-time.
- Certain benefits rely on the Edgars Club member’s cellphone number being current and
active. It is the responsibility of the member to advise Edgars Club telephonically
or in writing of any changes to personal details. Edgars Club will not be held
liable for any loss due to missing/incorrect/outdated personal details.
- Individual benefit partner terms & conditions apply.
- Failure to enforce any processes or terms & conditions in any instance will not
imply the future lack of enforcement thereof.
- Retailability has assumed the management and running of Edgars Club and takes
responsibility for all obligations and liabilities effective from 1 October 2020.
- The most current information will always be available at www.edgarsclub.co.za.
Customer Name:
Date: 2026-04-03
Club Membership Option:
Application Ref: 903709